IBNR estimation, without the spreadsheet gymnastics
Build and maintain loss development triangles automatically, and estimate incurred-but-not-reported claims with confidence.
Development triangles that update themselves
Estimating IBNR by hand means wrestling with development triangles that break the moment new claims data lands. Insutec rebuilds your triangles automatically as claims develop, letting actuaries focus on judgment and assumptions instead of data wrangling.
Live Development Triangles
Loss triangles update automatically as claims are reported, reopened, or closed, no manual rebuilds.
Multiple Estimation Methods
Compare chain-ladder, Bornhuetter-Ferguson, and expected loss ratio approaches side by side.
Segment-Level Detail
Break down IBNR by line of business, accident year, or region to spot where reserves are moving.
Catastrophe Claims Tracking
Isolate natural catastrophe and man-made event claims from attritional losses, so cat experience feeds cleanly into both your reserves and your capital calculation.
See IBNR modeling in action
Get a walkthrough of how Insutec builds and maintains your loss triangles.