Insutec automates claims, GI reserving, and IFRS 17, SCR & SAM reporting for insurers — free for 14 days with full access. Start a free trial

IBNR estimation, without the spreadsheet gymnastics

Build and maintain loss development triangles automatically, and estimate incurred-but-not-reported claims with confidence.

Development triangles that update themselves

Estimating IBNR by hand means wrestling with development triangles that break the moment new claims data lands. Insutec rebuilds your triangles automatically as claims develop, letting actuaries focus on judgment and assumptions instead of data wrangling.

Live Development Triangles

Loss triangles update automatically as claims are reported, reopened, or closed, no manual rebuilds.

Multiple Estimation Methods

Compare chain-ladder, Bornhuetter-Ferguson, and expected loss ratio approaches side by side.

Segment-Level Detail

Break down IBNR by line of business, accident year, or region to spot where reserves are moving.

Catastrophe Claims Tracking

Isolate natural catastrophe and man-made event claims from attritional losses, so cat experience feeds cleanly into both your reserves and your capital calculation.

See IBNR modeling in action

Get a walkthrough of how Insutec builds and maintains your loss triangles.