Faster claims. Precise reserving. Confident IBNR.

Automation built for South Africa's insurance industry.

Insutec claims and reserving analytics dashboard showing IBNR ratio, claims status, and reserve triangle analysis

Trusted by

BENCHWARMERS

Jolly-Coders

SNDEX

BENCHWARMERS

Jolly-Coders

SNDEX

Insutec platform

One platform. Insutec.

Meet Insutec, the first platform to unify claims, reserving, and regulatory reporting for insurers. Ditch the spreadsheets and siloed systems — automate claims processing, GI reserving, and IFRS 17, SCR, and SAM compliance, all from one platform.

Insutec is a smarter, simpler way to run your insurance operations, with AI-enabled insights and unified visibility across claims, reserves, and regulatory filings.

A circular diagram showing the InsuTech Data and Identity platform lifecycle of discover, classify, audit, monitor, secure, and govern, covering InsuTech Data (policies and contracts, insurance-backed risk, property data), InsuTech Integrations (broker connect, ClaimsAI, cloud claims, InsuTech Data Lake), and Agent, Broker, and Policyholder identity access

Claims Automation

Process claims faster with automated workflows and validation

GI Reserving

Calculate and validate general insurance reserves with confidence

IBNR & Loss Triangles

Model incurred-but-not-reported claims with precision

Reinsurance Management

Track treaties, cessions, and recoveries in one place

Actuarial Data Management

Centralize and validate actuarial data automatically

IFRS 17 Reporting

Automate measurement models and disclosures for IFRS 17

SCR Calculation

Calculate Solvency Capital Requirements with a full audit trail

SAM Compliance

Stay ahead of Solvency Assessment and Management requirements

Regulatory Returns & Filings

Prepare and submit regulatory returns on time, every time

Audit Trail & Governance

Keep a full audit trail across every calculation and filing

Why Insutec?

Claims, reserving, and compliance, unified

Unified operations

Insutec connects the dots between claims, reserving, and regulatory reporting. Our unified platform gives you complete control and visibility across your insurance operations.

Flexible deployment

Every insurer’s tech stack is different. Insutec provides flexible deployment options that fit around your existing policy admin and finance systems.

Faster time to value

Get up and running quickly, accelerate time-to-value, and reduce implementation costs.

Total cost advantage

Insutec balances enterprise-grade automation with simplicity, helping insurers of all sizes achieve a competitive total cost of ownership.

Learn more about us

How it works

How we power your automation

Insutec connects the dots between claims, reserving, and regulatory reporting. Our platform is fast and flexible, easy to manage, and built to scale with you. With AI-driven insights, unified visibility, and built-in IFRS 17, SCR, and SAM compliance, you can reduce risk without the overhead.

Flexible deployment

Fast implementation

Reduced complexity

AI-powered insights

Expert support

Lower TCO

Get in touch

Ready to get started?

Reserving

Reserving, built in from day one

Personal lines motorIncremental paid, illustrative

Typed into a spreadsheet, one cell at a time.

LDF picks · age-to-age

Reserve—

Personal lines motorRanked by backtest

Candidate modelsBest fit

— candidate models scored — the curve is the fit line through them

Personal lines motorFull distribution per cell

P50 to P99.5 shown per cell, not just a point estimate.

—One-year CoV

Mean — 99.5th —

Personal lines motorNightly pipeline · 02:00

Result

Same triangle, refreshed on schedule — no manual re-entry.

Reserving agent · session

Every step is visible — from reading the triangle to the final answer.

IFRS 17

Reserving calculations aligned to IFRS 17 from the start

SAM & SCR

Built for South Africa's SAM and SCR reserving rules

Actuarial-grade

Designed for auditable, defensible reserving numbers

Faster cycles

Reserving workflows designed to cut cycle time

What guides how we build

A look inside the values and conversations that shape how we work

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"We started Insutec because we watched actuaries lose entire days to work a computer should have finished in minutes. Every decision since has been measured against that one frustration."

Founder & CEO

Vort

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"Internally we argue a lot about whether a feature actually serves an actuary's daily reality or just looks impressive in a demo. That tension keeps us honest."

Head of Actuarial Science

Vort

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"We treat compliance as a design constraint, not an afterthought. Every reserving model conversation starts with what regulators will ask, not what looks good on a dashboard."

Head of Regulatory Affairs

Vort

"The hardest conversations we have are about what not to build. Regulatory pressure changes constantly, so we design for flexibility first and features second."

Head of Engineering

Vort

"Our internal rule is simple. If a client has to explain their business to us twice, we haven't listened well enough the first time."

Head of Client Success

Vort

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"We spend more time in rooms with actuaries than we do writing code. That balance is intentional, and it shapes everything we ship."

Product Lead

Vort

"Automating claims validation sounds simple until you sit with a claims team and see how much judgement goes into every exception. We built for the exceptions first."

Head of Data Science

Vort

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"I've worked on both sides of this industry, inside insurers and now here. What we're building is the tool I wished I had for a decade."

Chief Actuary

Vort

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"We don't think of clients as accounts. Every renewal conversation is really a conversation about whether we earned another year of trust."

Head of Partnerships

Vort

See All Customer Stories