Insutec Helps You Comply with PCI DSS

Why PCI DSS matters for insurers

The Payment Card Industry Data Security Standard (PCI DSS) was developed to encourage and improve cardholder data security and support the global adoption of consistent data security measures. It consists of 12 sections of technical and operational requirements and over 200 controls focused on the security of credit card data.

PCI DSS is mandated by the card brands and administered by the Payment Card Industry Security Standards Council. It applies to every entity involved in processing payment cards, including insurers who accept card payments for premiums, whether directly or through a broker portal. It covers both cardholder data (CHD) and sensitive authentication data (SAD). Non-compliance can result in fines, reputational damage, and losing the ability to accept major credit cards.

How Insutec supports your PCI DSS program

Insutec gives your team the visibility needed for risk assessment, threat identification, and incident management around premium payment data, helping you minimize the impact of a security incident, identify its nature, scope it precisely, and protect your most sensitive records.

Limit who can access payment-linked records

Align access to policy and billing records that touch cardholder data with the principle of least privilege, so only the people who need it can see it, and you can demonstrate that control to a QSA.

Track every access to premium payment data

Every access to a record containing payment-linked information is logged automatically, so you have a complete, exportable trail ready for your PCI DSS assessment.

Spot unusual access before it becomes an incident

Get flagged when access to payment-linked records falls outside normal patterns, so you can investigate before a small anomaly becomes a reportable incident.